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sirdroseph

sirdroseph Avatar

Location: Not here, I tell you wat
Gender: Male


Posted: Nov 6, 2024 - 4:06am

 kurtster wrote:


On a personal level I don't think she is even that upset.  This was just a setback in her career and lust for power.  When you have no plan, beliefs or passion other than power the stakes are just not as high.  She is probably relieved not to take any more abuse,  get out of the spotlight and enjoy the many profits of her political career.  I actually felt sorry for her being such an empty shell of a human being having every moment of her life carefully scripted by her Deep State overlords, but she was destroying all of us so she had to go.   She is free now.
kurtster

kurtster Avatar

Location: where fear is not a virtue
Gender: Male


Posted: Nov 5, 2024 - 10:39pm

sirdroseph

sirdroseph Avatar

Location: Not here, I tell you wat
Gender: Male


Posted: Nov 5, 2024 - 5:48am


Beaker

Beaker Avatar

Location: Your safe space


Posted: Nov 2, 2024 - 5:16pm

 Th1nk1ngTh1ng wrote:

I assure I do not live in a black and white world.  I was specifically trying to contextualize data you offered in my response to your original post.  And, I even included a figurative analogy in my response.  Go if you must, but if you refuse to engage with anyone who disagrees with you a little in a reasoned debate, you will never be intellectually challenged enough to learn to defend your opinions in a convincing manner.



This you: ?

 Th1nk1ngTh1ng wrote:
May be this isn't the proper place for what I believe. Which, if true, isn't a judgement. I'll just quietly leave.

This also you?

 Th1nk1ngTh1ng wrote:

Please do not ever respond to another one of my posts.

I'm not interested in anything you have to say about anything.

If you do respond to anything I have to say going forward on this site, I will consider it harassment and bullying.

Your thoughts are not welcome when it comes to my posts.

Thank you for your compliance.




/as you were.
kurtster

kurtster Avatar

Location: where fear is not a virtue
Gender: Male


Posted: Nov 2, 2024 - 4:22pm

 Th1nk1ngTh1ng wrote:
   Go if you must, but if you refuse to engage with anyone who disagrees with you a little in a reasoned debate, you will never be intellectually challenged enough to learn to defend your opinions in a convincing manner.

 
{#Roflol}

You really are new around here.

Your browbeating is unbecoming.

OBTW ... To me the part I find fascinating about Macroeconomics is the conceptualization of data to make sense of the raw statistics presented to understand the past, present and the possible futures, including the plausible. The big picture.  Yes, I realize that is what you do as well.  However, you are restricted by your over training. I do not limit myself to absolutes or absolute outcomes precited by absolute data.

.
Later.
rgio

rgio Avatar

Location: West Jersey
Gender: Male


Posted: Nov 2, 2024 - 7:43am

 Th1nk1ngTh1ng wrote:
If statistics are the lies and damn lies that you say they are, why do the statistics you chose in your original post get a pass?

 Far too logical for Kurt.  

Closing the loop on his blind posting generates the standard "I'm out"... you believe what you want... I do my own research with my own facts... but you're the smart one... 

kurtster

kurtster Avatar

Location: where fear is not a virtue
Gender: Male


Posted: Nov 1, 2024 - 11:19pm

 Th1nk1ngTh1ng wrote:
1) You don't know what an "axiom" is,  according to your argument.

2) (I have an MS in Probability and Statistics) Statistics is a science of how reliable the available data is, not a positive answer about what the data says.

3) If statistics are the lies and damn lies that you say they are, why do the statistics you chose in your original post get a pass?
 
1)  It is a widely accepted quote attributed to Mark Twain and perhaps others that pertains to discussions such as these.

2)  I do not have a degree in your field.  Mine is only a recent (2007) BBA in Organizational Management coupled with only 50 plus years of retail work in some form or another so I guess that I do not have the qualifications to discuss these kinds of things.  I also have a 1994 AAS in Ophthalmic Dispensing but all of this is irrelevant I would guess.

3)  I did not give them a pass, just mentioned that they were statistics and one of them represents a trend.

I guess we are done.  You live in too much of a black and white world where figurative and analogous conversations do not work.  Which is ironic because I get accused of the same thing here by many others.

I tried.  Oh well, c'est la vie.  I shall not bother you again.
kurtster

kurtster Avatar

Location: where fear is not a virtue
Gender: Male


Posted: Nov 1, 2024 - 6:41pm

 Th1nk1ngTh1ng wrote:
 kurtster wrote:

A) October jobs report.  12,000 jobs added.  Worst since 2020.B) Last 3 months nearly 80,000 manufacturing jobs lost.

The economy is more than one data point.  A person can always find a negative data point in a strong economy or a positive data point in a bad economy.  Macroeconomics is more about the forest than the trees. GDP is still strong this month.  And, while you may not care for this jobs number, the unemployment rate is unchanged at 4.1%.  It seems to me that this particular jobs added data may be an outlier given some of the strikes and acts of god.  However, if the jobs market is going through a downturn, that would be a sign that inflation is easing. My above analysis is why I always kind of hate it when politicians cite economic data.  Trump, in particular, always annoyed me with the language he used to describe the economy during his presidency.  Mostly because he usually claimed as wins for things he couldn’t have any control over, if one understands a little about the study of the field.
 
Indeed.  You as an actuary would certainly know this famous axiom.

There are three kinds of lies.

Lies, damn lies and statistics.

I find that the analysis of trends to be very meaningful.

A) above are statistics.  B) above represents a trend.

Statistics would be the trees.  Trends would be the forest. I ♥ macroeconomics.

I do my own homework.  The most important part of research and finding a "truth" is knowing the correct questions to ask.

Is Truth supported by a particular set of statistics a Truth or The Truth ?

Back to you.
Red_Dragon

Red_Dragon Avatar

Location: Gilead


Posted: Nov 1, 2024 - 6:16pm

 Th1nk1ngTh1ng wrote:


The economy is more than one data point.  A person can always find a negative data point in a strong economy or a positive data point in a bad economy.  Macroeconomics is more about the forest than the trees.

GDP is still strong this month.  And, while you may not care for this jobs number, the unemployment rate is unchanged at 4.1%.  It seems to me that this particular jobs added data may be an outlier given some of the strikes and acts of god.  However, if the jobs market is going through a downturn, that would be a sign that inflation is easing.

My above analysis is why I always kind of hate it when politicians cite economic data.  Trump, in particular, always annoyed me with the language he used to describe the economy during his presidency.  Mostly because he usually claimed as wins for things he couldn’t have any control over, if one understands a little about the study of the field.


IMHO one the worst - of many things - that has made the presidential election process in this country so very toxic is how the economy has been tied so closely to the office.
islander

islander Avatar

Location: West coast somewhere
Gender: Male


Posted: Nov 1, 2024 - 4:09pm

 black321 wrote:


Not that anyone cares, ha...but I'm sure if we were chatting over a beer on the beach we would find we arent too far off in view...posting isnt the best medium for discussing complex issues. 


I don't think we are too far off here (apologies if I seem that way). I am on the beach and have beer, come on over - we'll solve the world's problems.
Beaker

Beaker Avatar

Location: Your safe space


Posted: Nov 1, 2024 - 2:43pm

Oops!  They did it again!

Today, it's Tim Walz stepping on his dick.


Cleanup in aisle Tim!  

black321

black321 Avatar

Location: An earth without maps
Gender: Male


Posted: Nov 1, 2024 - 2:00pm

 islander wrote:


I'll take up the other tangent discussion in another thread later. But let me state that I used to have a very similar attitude to you. I still generally agree on principle, but I've come to a different understanding of the broader system and it's inequities.  I've also allowed for a larger range of "I'm not in anyone else's head so careful judging their choices". And I've also spent a lot of time the last few years studying incentive structures and trying to find ways to align incentives and outcomes (TL/DR - It's really hard and often the incentive at hand will lead to an outcome you don't want).

I still think if wages had kept up as they should have, a lot of people would have some savings, or at least have a better plan.


Not that anyone cares, ha...but I'm sure if we were chatting over a beer on the beach we would find we arent too far off in view...posting isnt the best medium for discussing complex issues. 
black321

black321 Avatar

Location: An earth without maps
Gender: Male


Posted: Nov 1, 2024 - 1:59pm

 kcar wrote:

Is it the fault of an American individual who suffers a serious injury/illness but who can't obtain health insurance, or sufficient health insurance

Even the most diligent saver, using a health insurance policy and putting money into a health savings account, will have that savings wiped out within a week if s/he needs emergency care and/or specialist intervention. 

Here are some macro stats:

Paying for It: How Health Care Costs and Medical Debt Are Making Americans Sicker and Poorer

Findings from the Commonwealth Fund 2023 Health Care Affordability Survey

OCTOBER 26, 2023



The Commonwealth Fund Health Care Affordability Survey, fielded for the first time in 2023, asked U.S. adults with health insurance, and those without, about their ability to afford their health care — whether costs prevented them from getting care, whether provider bills left them with medical debt, and how these problems affected their lives.

Survey Highlights

  • Large shares of insured working-age adults surveyed said it was very or somewhat difficult to afford their health care: 43 percent of those with employer coverage, 57 percent with marketplace or individual-market plans, 45 percent with Medicaid, and 51 and percent with Medicare.

  • Many insured adults said they or a family member had delayed or skipped needed health care or prescription drugs because they couldn’t afford it in the past 12 months: 29 percent of those with employer coverage, 37 percent covered by marketplace or individual-market plans, 39 percent enrolled in Medicaid, and 42 percent with Medicare.

  • Cost-driven delays in getting care or in missed care made people sicker. Fifty-four percent of people with employer coverage who reported delaying or forgoing care because of costs said a health problem of theirs or a family member got worse because of it, as did 61 percent in marketplace or individual-market plans, 60 percent with Medicaid, and 63 percent with Medicare.

  • Insurance coverage didn’t prevent people from incurring medical debt. Thirty percent of adults with employer coverage were paying off debt from medical or dental care, as were 33 percent of those in marketplace or individual-market plans, 21 percent with Medicaid, and 33 percent with Medicare.

  • Medical debt is leading many people to delay or avoid getting care or filling prescriptions: more than one-third (34%) of people with medical debt in employer plans, 39 percent in marketplace or individual-market plans, 31 percent in Medicaid, and 32 percent in Medicare.




yes people shouldnt go broke because they get sick, physically or mentally.  that's why i said to anyone NOT dealing with medical...
R_P

R_P Avatar

Gender: Male


Posted: Nov 1, 2024 - 1:51pm

One in nine


kcar

kcar Avatar



Posted: Nov 1, 2024 - 1:08pm

 black321 wrote:


bullshit
let me qualify that...bullshit to anyone not dealing with a medical emergency due to a lack of universal healthcare.
this country has a spending problem, not a revenue problem, from the gov down to the high school grad. 


Is it the fault of an American individual who suffers a serious injury/illness but who can't obtain health insurance, or sufficient health insurance

Even the most diligent saver, using a health insurance policy and putting money into a health savings account, will have that savings wiped out within a week if s/he needs emergency care and/or specialist intervention. 

Here are some macro stats:

Paying for It: How Health Care Costs and Medical Debt Are Making Americans Sicker and Poorer

Findings from the Commonwealth Fund 2023 Health Care Affordability Survey

OCTOBER 26, 2023



The Commonwealth Fund Health Care Affordability Survey, fielded for the first time in 2023, asked U.S. adults with health insurance, and those without, about their ability to afford their health care — whether costs prevented them from getting care, whether provider bills left them with medical debt, and how these problems affected their lives.

Survey Highlights

  • Large shares of insured working-age adults surveyed said it was very or somewhat difficult to afford their health care: 43 percent of those with employer coverage, 57 percent with marketplace or individual-market plans, 45 percent with Medicaid, and 51 and percent with Medicare.

  • Many insured adults said they or a family member had delayed or skipped needed health care or prescription drugs because they couldn’t afford it in the past 12 months: 29 percent of those with employer coverage, 37 percent covered by marketplace or individual-market plans, 39 percent enrolled in Medicaid, and 42 percent with Medicare.

  • Cost-driven delays in getting care or in missed care made people sicker. Fifty-four percent of people with employer coverage who reported delaying or forgoing care because of costs said a health problem of theirs or a family member got worse because of it, as did 61 percent in marketplace or individual-market plans, 60 percent with Medicaid, and 63 percent with Medicare.

  • Insurance coverage didn’t prevent people from incurring medical debt. Thirty percent of adults with employer coverage were paying off debt from medical or dental care, as were 33 percent of those in marketplace or individual-market plans, 21 percent with Medicaid, and 33 percent with Medicare.

  • Medical debt is leading many people to delay or avoid getting care or filling prescriptions: more than one-third (34%) of people with medical debt in employer plans, 39 percent in marketplace or individual-market plans, 31 percent in Medicaid, and 32 percent in Medicare.


R_P

R_P Avatar

Gender: Male


Posted: Nov 1, 2024 - 11:25am

 rgio wrote:
100%

There are a lot of unimaginable situations for those lucky enough to avoid them.  Hard working, fiscally responsible people often encounter hurdles they can't cross through no fault of their own.  A functional society offers support, not condemnation.  Every day, I see evidence that luck, not effort or intelligence, are the differentiator.  

Far easier to blame a victim than to help them. Add a little optimism bias...

Beaker

Beaker Avatar

Location: Your safe space


Posted: Nov 1, 2024 - 11:20am

LOL

Heckofajob Cuban!

Reference: Top Kamala surrogate Mark Cuban says no "strong, intelligent women" support President Trump.

The parade of Team Kamala stepping on their own dicks continues.

islander

islander Avatar

Location: West coast somewhere
Gender: Male


Posted: Nov 1, 2024 - 11:00am

 rgio wrote:

100%

There are a lot of unimaginable situations for those lucky enough to avoid them.  Hard working, fiscally responsible people often encounter hurdles they can't cross through no fault of their own.  A functional society offers support, not condemnation.  Every day, I see evidence that luck, not effort or intelligence, are the differentiator.  


Hard work and persistence gives you the opportunity to be present when luck comes around.
rgio

rgio Avatar

Location: West Jersey
Gender: Male


Posted: Nov 1, 2024 - 10:54am

 islander wrote:
I'll take up the other tangent discussion in another thread later. But let me state that I used to have a very similar attitude to you. I still generally agree on principle, but I've come to a different understanding of the broader system and it's inequities.  I've also allowed for a larger range of "I'm not in anyone else's head so careful judging their choices". And I've also spent a lot of time the last few years studying incentive structures and trying to find ways to align incentives and outcomes (TL/DR - It's really hard and often the incentive at hand will lead to an outcome you don't want).

I still think if wages had kept up as they should have, a lot of people would have some savings, or at least have a better plan.

100%

There are a lot of unimaginable situations for those lucky enough to avoid them.  Hard working, fiscally responsible people often encounter hurdles they can't cross through no fault of their own.  A functional society offers support, not condemnation.  Every day, I see evidence that luck, not effort or intelligence, are the differentiator.  
islander

islander Avatar

Location: West coast somewhere
Gender: Male


Posted: Nov 1, 2024 - 10:17am

 black321 wrote:


bullshit
let me qualify that...bullshit to anyone not dealing with a medical emergency due to a lack of universal healthcare.
this country has a spending problem, not a revenue problem, from the gov down to the high school grad. 



I'll take up the other tangent discussion in another thread later. But let me state that I used to have a very similar attitude to you. I still generally agree on principle, but I've come to a different understanding of the broader system and it's inequities.  I've also allowed for a larger range of "I'm not in anyone else's head so careful judging their choices". And I've also spent a lot of time the last few years studying incentive structures and trying to find ways to align incentives and outcomes (TL/DR - It's really hard and often the incentive at hand will lead to an outcome you don't want).

I still think if wages had kept up as they should have, a lot of people would have some savings, or at least have a better plan.
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