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Index »
Regional/Local »
Elsewhere »
Anybody want to buy a house?
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Page: Previous 1, 2, 3 Next |
sirdroseph
Location: Not here, I tell you wat Gender:
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Posted:
Jul 16, 2009 - 12:22pm |
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How ironic, I am taking a trip this weekend to Western Georgia to make a final decision on a house. Does anyone have a house for sale in this area for around $100,000?
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DownHomeGirl
Location: American Russia Gender:
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Posted:
Jul 16, 2009 - 11:21am |
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EleventhMan wrote:Holy Cow..you have no idea how ironic this is....I'd love to snag it up and return to N.C. - but I gotta sell ours ( in Florida, nigh unto impossible) and find a job....very odd/interesting timing indeed....I'm curious: why are you selling/leaving the area? edit: psychic playlist! now playing: Carolina Skyline.... WTF?!?!?! We've got a townhome in Durham that's on the market! Location, location, location.
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EleventhMan
Gender:
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Posted:
Jul 16, 2009 - 10:55am |
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Hairfarmer wrote:
Sorry, but we finally did sell that house. Almost three years ago. Whew! As far as wanting to leave the state. Yes I do. I want to go back home, to Memphis, where I have many more friends than NC, and family and the sellers aren't nearly as proud of their real estate.
I didn't even look at the date of the posting...sorry! color me embarrassed.... glad to hear you sold it though HF, especially before the crash.....and I understand about "returning home"...that's why I'm sweltering in FLA at the moment.. I just miss Asheville something terrible..... good luck with your move!
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Hairfarmer
Location: The birthplace of Rock & Roll, baby. Gender:
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Posted:
Jul 16, 2009 - 10:43am |
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EleventhMan wrote:Holy Cow..you have no idea how ironic this is....I'd love to snag it up and return to N.C. - but I gotta sell ours ( in Florida, nigh unto impossible) and find a job....very odd/interesting timing indeed....I'm curious: why are you selling/leaving the area? edit: psychic playlist! now playing: Carolina Skyline.... WTF?!?!?! Sorry, but we finally did sell that house. Almost three years ago. Whew! As far as wanting to leave the state. Yes I do. I want to go back home, to Memphis, where I have many more friends than NC, and family and the sellers aren't nearly as proud of their real estate.
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K_Love
Gender:
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Posted:
Jul 16, 2009 - 10:33am |
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EleventhMan wrote:Holy Cow..you have no idea how ironic this is....I'd love to snag it up and return to N.C. - but I gotta sell ours ( in Florida, nigh unto impossible) and find a job....very odd/interesting timing indeed....I'm curious: why are you selling/leaving the area? edit: psychic playlist! now playing: Carolina Skyline.... WTF?!?!?! I love synchronicity!
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K_Love
Gender:
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Posted:
Jul 16, 2009 - 10:32am |
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romeotuma wrote:
Good luck with it... I hope things turn out well for you... I am sure they will... just be patient...
Thank you. I'm in no hurry because until it sells, I don't have to pay my mortgage
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EleventhMan
Gender:
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Posted:
Jul 16, 2009 - 10:31am |
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Hairfarmer wrote:Just in case, we're trying to cover any and all outlets we can think of: (click here) Holy Cow..you have no idea how ironic this is....I'd love to snag it up and return to N.C. - but I gotta sell ours ( in Florida, nigh unto impossible) and find a job....very odd/interesting timing indeed....I'm curious: why are you selling/leaving the area? edit: psychic playlist! now playing: Carolina Skyline.... WTF?!?!?!
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K_Love
Gender:
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Posted:
Jul 16, 2009 - 10:13am |
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romeotuma wrote:
Has your house sold?
No, I haven't even listed it yet. I'm going to sign the paperwork at the end of this month or beginning of August. I stopped paying my mortgage as of July 1st though. For the first time in years, I'll be able to pay off some bills and save some money...what a concept.
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onlylynne
Location: On a bluff near the Missouri River Gender:
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Posted:
Jul 16, 2009 - 10:09am |
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Anybody want to buy a nice three bedroom house in Missouri?
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K_Love
Gender:
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Posted:
Jul 16, 2009 - 10:06am |
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hippiechick wrote: Regular loan, Fannie Mae, 6.375%. I just want to get the interest rate reduced or have the loan reduced because my place is worth $20,000 less than I paid. Kinda stuck between a rock and a hard place because I'm not in default, but I don't have a job.
Mine is about 50K less.
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K_Love
Gender:
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Posted:
Jul 16, 2009 - 10:04am |
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hippiechick wrote: The aid program is a joke, speaking from first hand experience. I have been trying to get any kind of info or resolution from Citi for 4 months now.
I haven't heard anything on my loan mod for about 4-5 months either. Granted, I'm current on my mortgage and they're assisting people about to lose their home first. I finally decided that anything they do for me isn't going to be a big enough difference to make me want to stay there anyway...one of the reasons I decided to do a short-sale.
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hippiechick
Location: topsy turvy land Gender:
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Posted:
Jul 16, 2009 - 9:30am |
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romeotuma wrote:
Honey, what kind of loan did you enlist? What is the interest rate? Is it one of those NINJA loans that starts out cheap but balloons in price after a year or two?
Regular loan, Fannie Mae, 6.375%. I just want to get the interest rate reduced or have the loan reduced because my place is worth $20,000 less than I paid. Kinda stuck between a rock and a hard place because I'm not in default, but I don't have a job.
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Welly
Location: Lotusland Gender:
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Posted:
Jul 16, 2009 - 9:26am |
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From our local Real Estate Weekly: Housing recovery sudden, widespread
The housing market right across the Lower Mainland is recovering much faster than most expected, posting near record numbers in June through MLS from Vancouver to the Fraser Valley. The Real Estate Board of Greater Vancouver (REBGV) reports that sales of detached, attached and apartment properties increased 75.6 per cent in June to 4,259, from the 2,425 sales recorded in June 2008. The figure is just short of the record-breaking 4,333 sales in June 2005.
"Price reductions and low interest rates have created an improvement in affordability, which is causing the number of sales to rise to levels comparable to 2003 to 2007," said Scott Russell, REBGV president.
The 1,982 sales reported through the MLS of the Fraser Valley Real Estate Board, were up 40 per cent from June 2008 and 32 per cent higher than in May of this year. June's numbers were comparable to sales achieved in June 2006 and 2007, during the strongest real estate cycle in the Lower Mainland's history.
"The combination of low interest rates and sellers reducing their asking prices has created greater affordability," Fraser Valley Board president Paul Penner said." Buyers are looking at monthly mortgage costs that are 20 to 25 per cent less than they were a year ago."
Prices are down marginally in nearly all markets, and the price spread between Greater Vancouver and the Fraser Valley continues to be wide. In Greater Vancouver, the 'benchmark" price of a detached house in June was $701,384, down about 8 per cent from a year earlier. In the Fraser Valley, the typical detached house sold for $471,788 in June, also down 8 per cent from a year ago.
Penner observed, "We're essentially seeing two markets right now. Sellers have the advantage when it comes to more affordable homes, but buyers hold more sway with higher-end properties."
Russell warned that vendors have to price their homes to the market reality. "Many people who were reluctant to purchase a home last fall and earlier this year are returning to the market because they see conditions that appeal to their personal and financial needs," he said. "However, the current marketplace is such that buyers are more inclined to walk if they don't like the terms of an offer."
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Mugro
Location: Grand Duchy of Luxembourg
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Posted:
Jul 16, 2009 - 8:54am |
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phineas wrote: The aid program is for Citi, not for you, silly.
Sad, but true.
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Mugro
Location: Grand Duchy of Luxembourg
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Posted:
Jul 16, 2009 - 8:53am |
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hippiechick wrote: The aid program is a joke, speaking from first hand experience. I have been trying to get any kind of info or resolution from Citi for 4 months now.
You are correct. Citi is horrible. Just horrible. And through no fault of the Obama Administration, that has not changed.
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phineas
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Posted:
Jul 16, 2009 - 8:46am |
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hippiechick wrote: The aid program is a joke, speaking from first hand experience. I have been trying to get any kind of info or resolution from Citi for 4 months now.
The aid program is for Citi, not for you, silly.
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hippiechick
Location: topsy turvy land Gender:
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Posted:
Jul 16, 2009 - 8:44am |
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romeotuma wrote:Foreclosures at record high in first half 2009 despite aid Thu Jul 16, 2009 8:36am EDT NEW YORK (Reuters) - U.S. home foreclosure activity galloped to a record in the first half of the year, overwhelming broad efforts to remedy failing loans while job losses escalated. Foreclosure filings jumped to a record 1.9 million on more than 1.5 million properties in the first six months of the year, RealtyTrac said on Thursday. The number of properties drawing filings, which include notices of default and auctions, jumped 9.0 percent from the second half of 2008 and almost 15 percent from the first half of last year. "Despite everybody's best efforts to date we're not really making any headway against the problem," Rick Sharga, senior vice president at RealtyTrac in Irvine, California, said in an interview. Loans that were temporarily frozen by various state and federal programs, which mostly ended in March, started pushing through the process in the past three months. One in every 84 households with loans got at least one foreclosure filing in the first half of this year. "I don't think this suggests the economy is any worse than anyone expected but I certainly don't think it shows by itself any signs of improvement," Sharga said. President Obama's housing rescue is gaining momentum in refinancing troubled borrowers with higher-rate loans and modifying untenable terms for others. But the programs have been off to a slow start and in some cases will be too late or not enough to help severely struggling homeowners, industry analysts agree. Private sector efforts to alter loans terms have made headway but are facing an uphill battle as the unemployment rate heads to double digits. Problems emanating from loans made when standards were much looser have taken a back seat to defaults stemming from job losses and wage cuts. "Unemployment-related foreclosures account for much of this increased activity, and the high number of borrowers who find themselves owing more on their mortgages than their homes are now worth represent a potentially significant future risk," James J. Saccacio, RealtyTrac chief executive, in a statement. In June, as home prices continued to fall, albeit more slowly, foreclosure filings rose 5.0 percent from May and 33 percent from a year earlier. June's foreclosure activity was the third highest on record, and the fourth straight month of filings on more than 300,000 properties. "If we're really going to slow down the inflow of new foreclosure activity we are probably going to need to see more aggressive and more integrated activity between the lending community and the government," Sharga said. The Treasury Department asked the largest 25 mortgage servicers last week to appoint a special liaison to work directly with government officials aiming to thwart defaults. RealtyTrac forecasts about 4 million total filings this year on 3.2 million households with loans, which means little improvement from the first-half performance. The prior record was 3.1 million filings last year, up from a more typical year when about 800,000 foreclosure actions would be made. The highest unemployment rate in nearly 26 years is the biggest factor keeping homeowners from staying current on monthly payments, Sharga said. But there could also be a whiplash caused by "the big white elephant in the middle of the room" — option ARMs, or adjustable rate mortgages with the option to make minimum payments. "A lot of them are going to be seriously upside down, probably at least 40 percent upside down." That would mean a borrower owes at least 40 percent more on the mortgage than the home is worth. A new U.S. program enabling borrowers are up to 25 percent upside down to refinance their loans would not be enough to help most option option ARM holders, Sharga said. States where sales and prices soared most in the five-year housing boom early this decade stayed hardest hit in the first half of 2009. Nevada remained the state with the highest foreclosure rate, with one in every 16 housing units with a loan getting a foreclosure filing. Arizona, Florida and California followed. Other states in the top 10 were Utah, Georgia, Michigan, Illinois, Idaho and Colorado. California was the state with the highest total number of foreclosure filings in the first half, with actions taken on 391,611 properties, or one in every 34 housing units with mortgages. The aid program is a joke, speaking from first hand experience. I have been trying to get any kind of info or resolution from Citi for 4 months now.
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tblock
Gender:
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Posted:
Aug 23, 2004 - 10:06am |
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Hairfarmer
Location: The birthplace of Rock & Roll, baby. Gender:
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Posted:
Aug 23, 2004 - 9:59am |
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tblock
Gender:
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Posted:
Aug 23, 2004 - 9:55am |
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