NY Times Strands
- maryte - Jun 26, 2024 - 8:43am
June 2024 Photo Theme - Eyes
- fractalv - Jun 26, 2024 - 8:30am
Wordle - daily game
- JrzyTmata - Jun 26, 2024 - 8:24am
What is your favorite music video?
- ScottFromWyoming - Jun 26, 2024 - 8:11am
SCOTUS
- Red_Dragon - Jun 26, 2024 - 8:10am
Russia
- R_P - Jun 26, 2024 - 8:02am
NYTimes Connections
- rgio - Jun 26, 2024 - 7:45am
WikiLeaks
- R_P - Jun 26, 2024 - 6:50am
Trump
- R_P - Jun 26, 2024 - 6:21am
Anti-War
- R_P - Jun 26, 2024 - 6:11am
Today in History
- DaveInSaoMiguel - Jun 26, 2024 - 5:52am
Radio Paradise Comments
- Coaxial - Jun 26, 2024 - 5:15am
Ukraine
- NoEnzLefttoSplit - Jun 26, 2024 - 5:11am
Joe Biden
- kurtster - Jun 25, 2024 - 9:24pm
Hockey + Fantasy Hockey
- GeneP59 - Jun 25, 2024 - 8:59pm
::odd but intriguing::
- Beaker - Jun 25, 2024 - 4:09pm
Israel
- R_P - Jun 25, 2024 - 2:42pm
2024 Elections!
- R_P - Jun 25, 2024 - 1:15pm
Climate Change
- R_P - Jun 25, 2024 - 12:08pm
• • • The Once-a-Day • • •
- oldviolin - Jun 25, 2024 - 11:26am
*** PUNS *** FRUIT
- Proclivities - Jun 25, 2024 - 11:23am
Cryptic Posts - Leave Them Guessing
- oldviolin - Jun 25, 2024 - 11:10am
USA! USA! USA!
- R_P - Jun 25, 2024 - 9:45am
Derplahoma!
- Red_Dragon - Jun 25, 2024 - 9:40am
Things You Thought Today
- Red_Dragon - Jun 25, 2024 - 8:37am
Music Videos
- miamizsun - Jun 25, 2024 - 8:11am
Bug Reports & Feature Requests
- wossName - Jun 25, 2024 - 4:47am
China
- NoEnzLefttoSplit - Jun 25, 2024 - 4:44am
MTV's The Real World
- R_P - Jun 24, 2024 - 11:11pm
RightWingNutZ
- R_P - Jun 24, 2024 - 7:14pm
Breaking News
- Red_Dragon - Jun 24, 2024 - 5:35pm
Baseball, anyone?
- rgio - Jun 24, 2024 - 5:02pm
Outstanding Covers
- oldviolin - Jun 24, 2024 - 10:45am
Little known information... maybe even facts
- Proclivities - Jun 24, 2024 - 8:56am
How do you create optimism?
- R_P - Jun 24, 2024 - 8:27am
Solar / Wind / Geothermal / Efficiency Energy
- R_P - Jun 23, 2024 - 8:04pm
Strips, cartoons, illustrations
- R_P - Jun 23, 2024 - 7:49pm
favorite love songs
- thisbody - Jun 23, 2024 - 3:35pm
Prog Rockers Anonymous
- thisbody - Jun 23, 2024 - 2:24pm
The Dragons' Roost
- thisbody - Jun 23, 2024 - 2:01pm
Dumb Laws
- thisbody - Jun 23, 2024 - 1:51pm
BEATLES Make History AGAIN!!
- thisbody - Jun 23, 2024 - 9:12am
TV shows you watch
- R_P - Jun 23, 2024 - 8:57am
Congress
- R_P - Jun 22, 2024 - 5:53pm
Song of the Day
- thisbody - Jun 22, 2024 - 3:32pm
What do you snack on?
- thisbody - Jun 22, 2024 - 3:20pm
Photography Forum - Your Own Photos
- Alchemist - Jun 22, 2024 - 2:44pm
What did you have for dinner?
- triskele - Jun 22, 2024 - 2:31pm
Jam! (why should a song stop)
- thisbody - Jun 22, 2024 - 1:53pm
Things I Saw Today...
- R_P - Jun 22, 2024 - 1:38pm
Some bands or songs are recurring too much in Rock channe...
- mlebihan29 - Jun 22, 2024 - 9:26am
Fox Spews
- R_P - Jun 22, 2024 - 9:19am
Sonos
- thatslongformud - Jun 22, 2024 - 6:18am
Name My Band
- DaveInSaoMiguel - Jun 22, 2024 - 4:44am
Too much classic rock lately?
- thisbody - Jun 21, 2024 - 4:01pm
Girls Just Want to Have Fun
- oldviolin - Jun 21, 2024 - 2:22pm
Musky Mythology
- R_P - Jun 21, 2024 - 12:26pm
Electronic Music
- Manbird - Jun 21, 2024 - 12:14pm
LeftWingNutZ
- Steely_D - Jun 21, 2024 - 8:07am
The Obituary Page
- ColdMiser - Jun 21, 2024 - 7:56am
Basketball
- GeneP59 - Jun 20, 2024 - 4:53pm
Gotta Get Your Drink On
- Antigone - Jun 20, 2024 - 4:04pm
Shall We Dance?
- Steely_D - Jun 20, 2024 - 1:18pm
Predictions
- oldviolin - Jun 20, 2024 - 11:18am
Lyrics That Remind You of Someone
- oldviolin - Jun 20, 2024 - 11:10am
Just Wrong
- ColdMiser - Jun 20, 2024 - 7:43am
Pink Floyd Set?
- Coaxial - Jun 20, 2024 - 5:46am
Whatever happened to Taco Wagon?
- Coaxial - Jun 19, 2024 - 6:14pm
20+ year listeners?
- islander - Jun 18, 2024 - 7:41pm
Other Medical Stuff
- miamizsun - Jun 18, 2024 - 2:35pm
Hello from Greece!
- miamizsun - Jun 18, 2024 - 2:35pm
Europe
- R_P - Jun 18, 2024 - 9:33am
What Are You Going To Do Today?
- KurtfromLaQuinta - Jun 16, 2024 - 8:57pm
What Did You See Today?
- Manbird - Jun 16, 2024 - 2:39pm
Geomorphology
- kurtster - Jun 16, 2024 - 1:29pm
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Index »
Internet/Computer »
The Web »
Economix
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Page: 1, 2, 3 ... 209, 210, 211 Next |
Bill_J
![Bill_J Avatar](https://img.radioparadise.com/avatars/1022395091-1681815628.jpg)
![](graphics/clear.gif)
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Posted:
Jun 8, 2024 - 5:25pm |
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kurtster wrote:
Shrinkflation has finally gone too far.
Of all things, Q-Tips brand cotton swabs has greatly reduced the amount of cotton on the tips making them more of a dangerous pointy object than useful.
Another venerable trusted old brand, trashed. Shoulda just left it it alone and raised the price.
Maybe it's just that your ears are getting bigger. ![wink](https://img.radioparadise.com/emoji/icon_wink.gif)
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kurtster
![kurtster Avatar](https://img.radioparadise.com/avatars/7904-1510442194.jpg)
Location: where fear is not a virtue Gender: ![Male](graphics/icons/icon_minigender_male.gif) ![](graphics/clear.gif)
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Posted:
Jun 8, 2024 - 4:53pm |
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Shrinkflation has finally gone too far.
Of all things, Q-Tips brand cotton swabs has greatly reduced the amount of cotton on the tips making them more of a dangerous pointy object than useful.
Another venerable trusted old brand, trashed. Shoulda just left it it alone and raised the price.
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R_P
![R_P Avatar](https://img.radioparadise.com/avatars/16186-1605488112.jpg)
Gender: ![Male](graphics/icons/icon_minigender_male.gif) ![](graphics/clear.gif)
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Posted:
Jun 8, 2024 - 11:00am |
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rgio wrote:
I assume we're talking about capitalism. There is a definition beyond "the private ownership of the means of production and their profits"?
Not really, but there is the tendency to call mixed systems capitalism as well.
Then the context (and article) is about (hallowed) pathological self-interest.
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rgio
![rgio Avatar](https://img.radioparadise.com/avatars/458b5da0419a22f51b43c.gif)
Location: West Jersey Gender: ![Male](graphics/icons/icon_minigender_male.gif) ![](graphics/clear.gif)
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Posted:
Jun 8, 2024 - 9:22am |
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miamizsun wrote:a lot depends on how someone defines it as well
I assume we're talking about capitalism. There is a definition beyond "the private ownership of the means of production and their profits"?
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Lazy8
![Lazy8 Avatar](https://img.radioparadise.com/avatars/23094.jpg)
Location: The Gallatin Valley of Montana Gender: ![Male](graphics/icons/icon_minigender_male.gif) ![](graphics/clear.gif)
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Posted:
Jun 8, 2024 - 8:55am |
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R_P wrote:
Pity you stopped reading there. But, you know...context is hard.
He goes on to say:
"It is not from the benevolence of the butcher, the brewer, or the baker, that we expect our dinner, but from their regard to their own interest. We address ourselves, not to their humanity but to their self-love, and never talk to them of our own necessities but of their advantages. Nobody but a beggar chuses to depend chiefly upon the benevolence of his fellow-citizens."
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miamizsun
![miamizsun Avatar](https://img.radioparadise.com/avatars/9227.jpg)
Location: (3283.1 Miles SE of RP) Gender: ![Male](graphics/icons/icon_minigender_male.gif) ![](graphics/clear.gif)
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Posted:
Jun 8, 2024 - 8:16am |
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black321 wrote:
It's the worst economic system there is...except for all the others humans have conjured
a lot depends on how someone defines it as well
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black321
![black321 Avatar](https://img.radioparadise.com/avatars/1460-1471878064.jpg)
Location: An earth without maps Gender: ![Male](graphics/icons/icon_minigender_male.gif) ![](graphics/clear.gif)
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Posted:
Jun 6, 2024 - 11:31am |
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thisbody wrote:
It's the worst economic system there is...except for all the others humans have conjured
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thisbody
![thisbody Avatar](https://img.radioparadise.com/avatars/1023183591-1719005076.jpg)
Location: North (doubtful) Gender: ![Male](graphics/icons/icon_minigender_male.gif) ![](graphics/clear.gif)
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Posted:
Jun 6, 2024 - 10:59am |
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R_P
![R_P Avatar](https://img.radioparadise.com/avatars/16186-1605488112.jpg)
Gender: ![Male](graphics/icons/icon_minigender_male.gif) ![](graphics/clear.gif)
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Steely_D
![Steely_D Avatar](https://img.radioparadise.com/avatars/171593-1514441303.jpg)
Location: Biscayne Bay Gender: ![Male](graphics/icons/icon_minigender_male.gif) ![](graphics/clear.gif)
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Posted:
Jun 5, 2024 - 12:29am |
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black321 wrote:.As for insurance inflation, how much cheaper would it be if geico, state farm etc...weren't running tv ads every 15 minutes?
Iâve had USAA for decades (Dad was Chair Force) and a few years ago when they started running commercials I began to think it was time to switch. The product is so prevalent with the military, why would they need to advertise so globally to somehow capture the folks who are qualified to join - but havenât heard of it? Thatâs gotta be a very small number. So it seems like a horrible business decision that can do nothing but cause a rate rise.
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rgio
![rgio Avatar](https://img.radioparadise.com/avatars/458b5da0419a22f51b43c.gif)
Location: West Jersey Gender: ![Male](graphics/icons/icon_minigender_male.gif) ![](graphics/clear.gif)
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Posted:
Jun 4, 2024 - 1:15pm |
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Isabeau wrote:No climate change here man... s/
We all hear facts and stats and data in support of things getting really hot really fast... but the fact that water temps in Florida reached 100 degrees last summer still makes me shake my head. It's not "shoreline" water (a bay)...but still.
I've been in hot tubs at 103... 105... and had to get out. 100-degree ocean/bay/sea/lake water?
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Isabeau
![Isabeau Avatar](https://img.radioparadise.com/avatars/64900-1483073879.jpg)
Location: sou' tex Gender: ![Female](graphics/icons/icon_minigender_female.gif) ![](graphics/clear.gif)
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Posted:
Jun 4, 2024 - 12:19pm |
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rgio wrote:
This gets incredibly complicated... because storm counts, deaths, damage costs, etc. (the quantitative measures) can't embed the severity. There are only "so many days" in a weather pattern per season, so while the number of hurricanes in Florida might not rise, the severity of them can significantly change financial impact/exposure.
On top of all of that... insurance company employees enjoy unreasonably high compensation levels. As I've heard Scott Galloway say a few times ... "if you meet someone average who seems to make a lot of money, they likely work in insurance"
'just'
Heat related Deaths last Summer:
874 AZ
450 TX
226 NV
84 FL
83 LA
Many believe these numbers are lower than the reality.
No climate change here man... s/
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rgio
![rgio Avatar](https://img.radioparadise.com/avatars/458b5da0419a22f51b43c.gif)
Location: West Jersey Gender: ![Male](graphics/icons/icon_minigender_male.gif) ![](graphics/clear.gif)
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Posted:
Jun 4, 2024 - 10:51am |
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black321 wrote:
you're talking about diversification...putting everyone in the pool to share the risk. this lowers cost by reducing variability...and one of the reasons why we need some type of universal health care.
the cost of the risk is calculated using the probability of the event and the cost of the event.
we know the cost of the even has increased, at least your 20% #, but I havent seen real data that shows how the probability of the event has changed.
and i was being facetious (kind of) about the advertising.
This gets incredibly complicated... because storm counts, deaths, damage costs, etc. (the quantitative measures) can't embed the severity. There are only "so many days" in a weather pattern per season, so while the number of hurricanes in Florida might not rise, the severity of them can significantly change financial impact/exposure.
On top of all of that... insurance company employees enjoy unreasonably high compensation levels. As I've heard Scott Galloway say a few times ... "if you meet someone average who seems to make a lot of money, they likely work in insurance"
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black321
![black321 Avatar](https://img.radioparadise.com/avatars/1460-1471878064.jpg)
Location: An earth without maps Gender: ![Male](graphics/icons/icon_minigender_male.gif) ![](graphics/clear.gif)
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Posted:
Jun 4, 2024 - 10:08am |
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rgio wrote:
Insurance, for some asset classes, is very competitive. It is... because there is so much money made. How do you think Warren got soooooo rich?
The deflection to inflation is short-sighted and wrong. Sure the cost of shingles and labor are a big part of the pricing, but when you need twice as many roofs repaired every month, the supply and demand for materials and people to use them will remain high.
Insurance is based on 100% of the people supporting the financial needs of 1%. If the need doubles to 2%... without any inflation ... it costs twice as much. That's MUCH more expensive than a 20% increase in the price of lumber.
you're talking about diversification...putting everyone in the pool to share the risk. this lowers cost by reducing variability...and one of the reasons why we need some type of universal health care.
the cost of the risk is calculated using the probability of the event and the cost of the event.
we know the cost of the even has increased, at least your 20% #, but I havent seen real data that shows how the probability of the event has changed.
and i was being facetious (kind of) about the advertising.
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rgio
![rgio Avatar](https://img.radioparadise.com/avatars/458b5da0419a22f51b43c.gif)
Location: West Jersey Gender: ![Male](graphics/icons/icon_minigender_male.gif) ![](graphics/clear.gif)
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Posted:
Jun 4, 2024 - 10:03am |
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black321 wrote:As for insurance inflation, how much cheaper would it be if geico, state farm etc...weren't running tv ads every 15 minutes?
Insurance, for some asset classes, is very competitive. It is... because there is so much money made. How do you think Warren got soooooo rich?
The deflection to inflation is short-sighted and wrong. Sure the cost of shingles and labor are a big part of the pricing, but when you need twice as many roofs repaired every month, the supply and demand for materials and people to use them will remain high.
Insurance is based on 100% of the people supporting the financial needs of 1%. If the need doubles to 2%... without any inflation ... it costs twice as much. That's MUCH more expensive than a 20% increase in the price of lumber.
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black321
![black321 Avatar](https://img.radioparadise.com/avatars/1460-1471878064.jpg)
Location: An earth without maps Gender: ![Male](graphics/icons/icon_minigender_male.gif) ![](graphics/clear.gif)
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Posted:
Jun 4, 2024 - 9:19am |
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kurtster wrote:
It is not climate change that is driving up the cost of home owners insurance. Primarily it is from the rapidly rising cost of building materials and labor as well as replacement costs for personal items.
The rise in cost of building materials is primarily driven by inflation and supply or lack thereof. Construction labor is in extremely short supply driving those costs ever higher.
Anyone bought any drywall or plywood lately ? If so, you know of what I speak.
Well yes, as RP commented, its a contributor.
Material costs have actually somewhat normalized, but labor rates are through the roof. The small business cos are really driving ridiculous inflation for home improvement.
For a 12x 14' deck, i received quotes from $18-$25,000. I calculated material costs from Home Depot at up to $4,000.
To fix some concrete shingle tiles and add a few feet of flashing around gutters, no material costs, quotes up to $7,000. At most this was a 20 hour job for one person.
As for insurance inflation, how much cheaper would it be if geico, state farm etc...weren't running tv ads every 15 minutes?
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R_P
![R_P Avatar](https://img.radioparadise.com/avatars/16186-1605488112.jpg)
Gender: ![Male](graphics/icons/icon_minigender_male.gif) ![](graphics/clear.gif)
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Posted:
Jun 3, 2024 - 5:19pm |
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kurtster wrote:
It is not climate change that is driving up the cost of home owners insurance. Primarily it is from the rapidly rising cost of building materials and labor as well as replacement costs for personal items.
The rise in cost of building materials is primarily driven by inflation and supply or lack thereof. Construction labor is in extremely short supply driving those costs ever higher.
Anyone bought any drywall or plywood lately ? If so, you know of what I speak.
A false dilemma (with the usual side dish of denial). It's not one or the other, it's both, and more. Location (such as Florida) is a factor. Insurance rates have been climbing for a number of reasons: Storms have become more frequent and severe, inflation and labor shortages have driven up the cost of repairs and home values have increased, requiring larger policies. The biggest jumps occurred in Texas, Arizona and Utah, which were among 25 states in total that posted double-digit surges last year. In some places, including Florida, rates are up more than 40 percent over the past five years.
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kurtster
![kurtster Avatar](https://img.radioparadise.com/avatars/7904-1510442194.jpg)
Location: where fear is not a virtue Gender: ![Male](graphics/icons/icon_minigender_male.gif) ![](graphics/clear.gif)
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Posted:
Jun 3, 2024 - 5:10pm |
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It is not climate change that is driving up the cost of home owners insurance. Primarily it is from the rapidly rising cost of building materials and labor as well as replacement costs for personal items.
The rise in cost of building materials is primarily driven by inflation and supply or lack thereof. Construction labor is in extremely short supply driving those costs ever higher.
Anyone bought any drywall or plywood lately ? If so, you know of what I speak.
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R_P
![R_P Avatar](https://img.radioparadise.com/avatars/16186-1605488112.jpg)
Gender: ![Male](graphics/icons/icon_minigender_male.gif) ![](graphics/clear.gif)
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Posted:
Jun 3, 2024 - 4:31pm |
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The Age of RecoupmentHow power, technology, and opportunity have come together to gouge consumers
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ColdMiser
![ColdMiser Avatar](https://img.radioparadise.com/avatars/104978-1559903209.png)
Location: On the Trail Gender: ![Male](graphics/icons/icon_minigender_male.gif) ![](graphics/clear.gif)
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Posted:
May 30, 2024 - 7:52am |
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black321 wrote:
if you donât believe in climate changec just talk to an insurance agent or claim adjuster.
So turning to the politics of climate change. It's well known that Republicans either flat out deny it or don't feel they need to do anything about it. Democrats on the other hand acknowledge the problem and for the most part want to pursue the fight to combat it. It's not a secret that insurance companies are running for the hills as evidence in the post below. So why aren't Democrats up on a stump pinning the insurance issue on Republicans? Hey local Joe, your insurance company just dropped you because there was a flood 10 miles from your home. Well you can blame your fellow Republican representative who is wasting your time and money fighting against gay people instead of taking the lead on climate change and the resulting problems it's causing that hits you, Joe, right in the wallet. Where are the ads? The social media memes etc.
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