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Can you afford to retire?
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Index »
Radio Paradise/General »
General Discussion »
Can you afford to retire?
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Page: Previous 1, 2, 3 ... 5, 6, 7 ... 16, 17, 18 Next |
Red_Dragon
Location: Dumbf*ckistan
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Posted:
Nov 28, 2012 - 2:17pm |
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cc_rider wrote: Yep.
Someday, I'll expire at my desk and soon begin stinking even worse than usual. At some point, someone will notice the reek and call for a hearse. Maybe they'll just chuck me in the dumpster out back.
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BlueHeronDruid
Location: Заебани сме луѓе
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Posted:
Nov 28, 2012 - 2:15pm |
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I can, but poor, poor hobbitt.
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cc_rider
Location: Bastrop Gender:
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Posted:
Nov 28, 2012 - 2:13pm |
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HazzeSwede
Location: Hammerdal Gender:
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Posted:
Nov 28, 2012 - 1:59pm |
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already did..so I guess..I'll hope so...
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Red_Dragon
Location: Dumbf*ckistan
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Posted:
Nov 28, 2012 - 1:57pm |
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bokey
Gender:
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Posted:
Nov 28, 2012 - 1:53pm |
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After tonights Powerball drawing I should be set.
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lily34
Location: GTFO Gender:
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Posted:
Oct 3, 2012 - 5:40am |
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meower wrote: so true.
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meower
Location: i believe, i believe, it's silly, but I believe Gender:
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Posted:
Oct 3, 2012 - 5:35am |
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hippiechick
Location: topsy turvy land Gender:
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Posted:
Sep 28, 2012 - 7:12pm |
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My retirement plan and my health insurance plan are the same, a drive off the cliff.
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Servo
Location: Down on the Farm Gender:
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Posted:
Sep 28, 2012 - 7:10pm |
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Can I afford to retire?
Well, since 1980 there are no such things as pensions, except for the people who don't need them. And the 401k idea sucks so bad that there's no way I could retire on that. Especially since I had to cash in my 401k funds to make ends meet during the two Bush Great Recessions.
OTOH the stock market has more than doubled since President Obama has gone to work, so if we can keep the GOPs from stealing my FICA money and plunging us into another recession, I may be able to retire on the money that my grandparents left me, after my mom dies.
I guess I'll be very invested in this November's election!
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2cats
Location: Oklahoma Gender:
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Posted:
Sep 28, 2012 - 6:59pm |
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kurtster wrote:
Yep. Routine is important. The days of the week become blurred without having to be somewhere everyday. Try to make sure you eat breakfast. If you take meds regularily, organize that around meals.
One of the biggest challenges of retirement is monthly money as opposed to every week or every two weeks or whatever. Especially if things are tight and you don't have a retirement fund. Get your bills due dates organized so they never conflict with your retirement checks. Space the due dates to at least 10 days after you get your checks. Credit card companies will allow changes in due dates with a simple phone call. Make it so you can pay the bulk of your time sensitive bills all on the same day. Utilities are not time sensitive and do not reflect on your credit record. If you are keeping the lights on, you're on time. Do try and space your rent / mortgage payment about 15 days apart to allow for financial emergencies. Get yer bills organized so that they only come due twice a month. Theoretically you could get them all organized so you just have one day per month to do it all, but its nice to have a fudge time factor built in so you can keep the cash flowing. Once you have your bills organized then you can find ways to use your time without worrying about did you do this or do that ?
Build any subsequent routines around breakfast, the bills and pills. Things will find a way of taking care of themselves once you have these two / three items on auto pilot. And don't forget the lottery tickets ...
Thanks, Kurtster, the breakfast idea is a good one. We don't have a mortgage, thank God, but we do have credit card bills, thanks to 4 kids, but that will work out OK, I am sure. I hope anyway.
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Manbird
Location: La Villa Toscana Gender:
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Posted:
Sep 28, 2012 - 6:58pm |
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buzz wrote:Some One Here Gets Out Alive
SOHGOA? Wow. Just wow.
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buzz
Location: up the boohai
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Posted:
Sep 28, 2012 - 6:45pm |
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Some One Here Gets Out Alive
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kurtster
Location: where fear is not a virtue Gender:
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Posted:
Sep 28, 2012 - 6:41pm |
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2cats wrote:Some one a few months back posted what to do when you retire. Something about keeping a routine. I was thinking it was Kurtster or maybe Beaker. Does anyone have any suggestions? Yep. Routine is important. The days of the week become blurred without having to be somewhere everyday. Try to make sure you eat breakfast. If you take meds regularily, organize that around meals. One of the biggest challenges of retirement is monthly money as opposed to every week or every two weeks or whatever. Especially if things are tight and you don't have a retirement fund. Get your bills due dates organized so they never conflict with your retirement checks. Space the due dates to at least 10 days after you get your checks. Credit card companies will allow changes in due dates with a simple phone call. Make it so you can pay the bulk of your time sensitive bills all on the same day. Utilities are not time sensitive and do not reflect on your credit record. If you are keeping the lights on, you're on time. Do try and space your rent / mortgage payment about 15 days apart to allow for financial emergencies. Get yer bills organized so that they only come due twice a month. Theoretically you could get them all organized so you just have one day per month to do it all, but its nice to have a fudge time factor built in so you can keep the cash flowing. Once you have your bills organized then you can find ways to use your time without worrying about did you do this or do that ? Build any subsequent routines around breakfast, the bills and pills. Things will find a way of taking care of themselves once you have these two / three items on auto pilot. And don't forget the lottery tickets ...
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Red_Dragon
Location: Dumbf*ckistan
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Posted:
Sep 28, 2012 - 6:27pm |
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ptooey
Location: right behind you. no, over there. Gender:
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Posted:
Sep 28, 2012 - 6:08pm |
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Yibbyl
Location: Gaäd only knows Gender:
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Posted:
Sep 28, 2012 - 5:23pm |
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Congrats, 2cats! Nice to see it's still possible! Hope you have all the time in the world to entertain yourself, however you plan to!
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arighter2
Location: dubuque Gender:
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Posted:
Sep 28, 2012 - 5:18pm |
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2cats wrote:Some one a few months back posted what to do when you retire. Something about keeping a routine. I was thinking it was Kurtster or maybe Beaker. Does anyone have any suggestions? Congratulations on your retirement. Good luck with it!
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Isabeau
Location: sou' tex Gender:
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Posted:
Sep 28, 2012 - 5:09pm |
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2cats wrote:Some one a few months back posted what to do when you retire. Something about keeping a routine. I was thinking it was Kurtster or maybe Beaker. Does anyone have any suggestions? Just give in to the urge to sleep late and say feck it Get up similar to the time you normally do and maintain some form of structure.
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2cats
Location: Oklahoma Gender:
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Posted:
Sep 28, 2012 - 5:03pm |
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Some one a few months back posted what to do when you retire. Something about keeping a routine. I was thinking it was Kurtster or maybe Beaker. Does anyone have any suggestions?
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